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Amortization

Every figure is computed by scripts/amortization.py — the browser does no loan math.

Loan

Family access token

Loan amount

Rate % Years

First payment

Overpayment

Extra every month One-off payments

Mortgage insurance

Home value at purchase

PMI / month Drops at % equity

Removed on — once the lender confirms it Put the premium into principal after it stops

This payment does not fully amortize — a balloon is due at the end of the term.

Summary

Where you stand today

Mortgage insurance

Effect of overpaying

Balance over time

By year

Full schedule